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Growing Your Retirement Savings Just Got Easier

Growing Your Retirement Savings Just Got Easier

It’s no secret that the workplace has changed over the last few decades. Americans are working longer and retiring later. In fact, adults today are twice as likely as adults in 1985 to work after age 65. Often these adults are healthy, educated, and higher-earning white collar employees. Many people with blue-collar jobs are unable...

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Make Your Credit Card Work for You Next Time You Travel

Make Your Credit Card Work for You Next Time You Travel

One of the best things about retirement is that it gives you free time to do the things you enjoy most. For many people, this includes traveling to places they didn’t have time or money to when they were younger. Maybe you’re someone who wants to enjoy more travel in your golden years. If that’s...

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Everything You Need to Know About Protecting Your Retirement Savings

Everything You Need to Know About Protecting Your Retirement Savings

When you think about retirement security, you may worry about things outside of your control, like the stock market crashing. However, the biggest retirement threats almost always come from mistakes made during the planning process. Here are some of the best things you can do to protect your retirement. Make a backup plan. It’s ideal...

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Here’s Where You Should Never Use a Debit Card

Here’s Where You Should Never Use a Debit Card

Debit cards are convenient to have. Unlike credit cards, you can’t accidentally go on a shopping spree and worry about paying later because the funds come directly out of your account. Unlike cash, you don’t have to worry about stopping at an ATM. You can just pull out your card, swipe, and be on your...

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How to Get a Social Security Benefit Most Americans Miss

How to Get a Social Security Benefit Most Americans Miss

Social Security is one of the most flexible government programs available, giving seniors the ability to start collecting benefits as young as 62. However, the amount you collect varies with age. Since 62 isn’t considered full retirement age, your benefits can be cut. Waiting until full retirement age means you’ll get to collect even bigger...

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5 Ways Restaurants Trick You Into Spending More Money

5 Ways Restaurants Trick You Into Spending More Money

For most people, eating out is a once-in-a-while treat. Even after a senior discount, it’s still expensive! Part of the reason for this is simply that restaurants are designed to get you to spend more money. Wait, what? That’s right, you read correctly—many restaurants are purposefully designed so that customers spend more money when they...

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How to Get Cash Back on Almost Any Purchase

How to Get Cash Back on Almost Any Purchase

Groceries, toiletries, bills…there are things you probably spend money on every week. But just because you’re spending doesn’t mean you’re getting the best rate or saving as much as you could be. This is where savings and rewards programs come in. These can help you save on those unavoidable purchases. Earn cashback on purchases at...

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These Items Are Actually Worth Splurging On

These Items Are Actually Worth Splurging On

You already know that some things just aren’t worth spending tons of money on. (And if you don’t, check out our list of items that are almost never worth splurging on.) However, that doesn’t mean there isn’t anything worth shelling out for. Check out some of the products experts do recommend spending a little extra...

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