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7 Things That Are Almost Never Worth the Splurge

7 Things That Are Almost Never Worth the Splurge

Unfortunately, bills are a simple fact of life. While you budget for these monthly expenses, you probably wouldn’t mind cutting back on a few of them. However, knowing what to spend on and where you can save is tricky. Fortunately, you may be able to scale back on some common expenses. If you’re looking to...

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5 Ways to Stop Overspending and Save Money

5 Ways to Stop Overspending and Save Money

Have you ever gone into a store for one or two quick items and come out with $50 worth of things you don’t need? It’s easy to walk into Target and get drawn in by the new clothes or kitchenware. Before you know it, you’ve grabbed everything you came for and then some.  If you...

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What Your Home Insurance Actually Covers

What Your Home Insurance Actually Covers

If you’ve paid a mortgage on your home, you probably have homeowners insurance (also called home insurance). While it isn’t legally necessary like auto insurance is, most mortgage companies require homeowners to have it before they ever make a loan. Of course, there are major benefits to home insurance policy. Here’s everything you can expect...

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3 Trends Changing the Way Seniors Experience Retirement

3 Trends Changing the Way Seniors Experience Retirement

It’s unquestionable that technology trends have impacted how young and old alike live their lives. However, social trends are having an unexpected impact on Baby Boomers. Going through divorce later in life Divorce rates have doubled among adults over 50 since the 1990s. For adults over the age of 65, they have tripled. This trend’s...

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How much can you cross off this personal finance checklist?

How much can you cross off this personal finance checklist?

If you’re in the 41-60 age range, it’s important to think about retirement and understand how your current career and lifestyle will affect your post-retirement life. Age 50, the middle of this range, marks the beginning of a prime wealth-building period, and though personal finance can be intimidating, here are some ways to make the...

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Here’s How to Avoid Seniors’ Biggest Financial Regrets

Here’s How to Avoid Seniors’ Biggest Financial Regrets

Retirement can be a long, confusing process, especially because it comes with such an important set of financial decisions. Luckily, when it comes to making the right decisions, we can learn from the wisdom of our elders. Here are some of seniors’ biggest financial regrets, and how to avoid them. Save enough for retirement In...

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What is life insurance and why do you need it?

What is life insurance and why do you need it?

Life insurance can be confusing because most articles use industry terms and jargon that can be hard to understand. We try to keep things easy to understand, so we’re here to break down life insurance. What is it? Why might you want to consider opting into a life insurance policy? If the policyholder passes away,...

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Don’t Make These Credit Mistakes This Holiday Season

Don’t Make These Credit Mistakes This Holiday Season

Retirement means shifting priorities personally, professionally, and financially. As you transition into this new lifestyle, you’ll likely focus more on wealth preservation than your credit score. This doesn’t mean that you should stop thinking about your credit score, though, since that has the power to affect you at any age. This is especially true during...

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Don’t Get Scammed This Holiday Season

Don’t Get Scammed This Holiday Season

Every year, about 17 million people become victims of identity theft. Identity theft occurs when a malicious person or organization steals someone’s personal information. These criminals then use your credit card or other information for their own gain. Shop smart and protect your information this holiday season! Here are some ways to keep your identity...